:root {
  --navy: #0B1F4D;
  --medium-blue: #1E5AA8;
  --white: #FFFFFF;
  --soft-sky: #E8F1FB;
  --gold: #F2C94C;
  --orange: #F15A24;
  --red: #D32F2F;
  --green: #2E7D32;
  --ink: #1A2744;
  --muted: #4A5A78;
  --card-shadow: 0 10px 28px rgba(11, 31, 77, 0.08);
  --card-shadow-hover: 0 16px 36px rgba(11, 31, 77, 0.14);
  --header-h: 84px;
  --radius: 20px;
  --font-display: "Plus Jakarta Sans", "Segoe UI", sans-serif;
  --font-body: "DM Sans", "Segoe UI", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 12px);
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--medium-blue);
}

.skip-link {
  position: absolute;
  left: 12px;
  top: -48px;
  z-index: 2000;
  background: var(--navy);
  color: var(--white);
  padding: 0.6rem 1rem;
  border-radius: 999px;
  min-height: 44px;
}

.skip-link:focus {
  top: 12px;
  color: var(--white);
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1030;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(30, 90, 168, 0.12);
  box-shadow: 0 4px 18px rgba(11, 31, 77, 0.05);
}

.navbar {
  min-height: var(--header-h);
  padding-top: 0.65rem;
  padding-bottom: 0.65rem;
}

.brand-lockup {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
}

.brand-lockup:hover,
.brand-lockup:focus {
  text-decoration: none;
}

.brand-logo {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
}

.brand-name {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.15rem;
  letter-spacing: 0.04em;
  color: var(--navy);
  line-height: 1.1;
}

.brand-affiliation {
  display: block;
  font-size: 0.72rem;
  color: var(--muted);
  font-weight: 500;
}

.navbar-nav .nav-link {
  color: var(--navy);
  font-weight: 500;
  padding: 0.55rem 0.85rem;
  min-height: 44px;
  display: flex;
  align-items: center;
  border-radius: 10px;
  background: transparent;
  position: relative;
}

.navbar-nav .nav-link:hover,
.navbar-nav .nav-link:focus,
.navbar-nav .nav-link:focus-visible,
.navbar-nav .nav-link.show {
  color: var(--navy);
  background: transparent;
  text-decoration: underline;
  outline: none;
  box-shadow: none;
  border: none;
}

.navbar-nav .nav-link.active,
.navbar-nav .nav-link.active:hover,
.navbar-nav .nav-link.active:focus,
.navbar-nav .nav-link.active.show {
  color: var(--navy);
  background: transparent;
  font-weight: 500;
}

.navbar-toggler {
  border: 2px solid var(--navy);
  min-width: 44px;
  min-height: 44px;
  padding: 0.4rem;
}

.navbar-toggler:focus {
  box-shadow: 0 0 0 3px rgba(30, 90, 168, 0.25);
}

.header-ctas {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}

/* Buttons */
.btn {
  font-family: var(--font-display);
  font-weight: 700;
  border: 0;
}

.btn-call,
.btn-whatsapp,
.btn-ghost,
.btn-navy {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  min-height: 44px;
  padding: 0.65rem 1.25rem;
  border-radius: 999px;
  text-decoration: none;
  line-height: 1.2;
}

.btn-call {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 8px 20px rgba(241, 90, 36, 0.32);
}

.btn-call:hover,
.btn-call:focus {
  background: #d44a18;
  color: var(--white);
}

.btn-whatsapp {
  background: var(--green);
  color: var(--white);
  box-shadow: 0 8px 20px rgba(46, 125, 50, 0.25);
}

.btn-whatsapp:hover,
.btn-whatsapp:focus {
  background: #246b28;
  color: var(--white);
}

.btn-ghost {
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--navy);
}

.btn-ghost:hover,
.btn-ghost:focus {
  background: var(--soft-sky);
  color: var(--navy);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover,
.btn-navy:focus {
  background: #08162f;
  color: var(--white);
}

.btn-submit {
  width: 100%;
  min-height: 52px;
  border-radius: 999px;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
  border: 0;
  box-shadow: 0 10px 24px rgba(11, 31, 77, 0.22);
}

.btn-submit:hover,
.btn-submit:focus {
  background: #08162f;
  color: var(--white);
}

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 80% 60% at 90% 10%, rgba(242, 201, 76, 0.18), transparent 50%),
    radial-gradient(ellipse 70% 50% at 0% 80%, rgba(30, 90, 168, 0.12), transparent 55%),
    linear-gradient(180deg, #F4F8FD 0%, var(--soft-sky) 55%, #F7FBFF 100%);
  padding: 2.4rem 0 3.2rem;
}

.hero-waves {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.hero-waves span {
  position: absolute;
  border-radius: 50%;
  background: rgba(30, 90, 168, 0.08);
}

.hero-waves .w1 {
  width: 420px;
  height: 420px;
  right: -80px;
  top: -140px;
}

.hero-waves .w2 {
  width: 280px;
  height: 280px;
  left: -90px;
  bottom: -80px;
}

.hero-waves .w3 {
  width: 160px;
  height: 160px;
  right: 28%;
  bottom: 8%;
  background: rgba(242, 201, 76, 0.16);
}

.eyebrow {
  display: inline-block;
  background: var(--white);
  color: var(--medium-blue);
  border: 1px solid rgba(30, 90, 168, 0.18);
  border-radius: 999px;
  padding: 0.4rem 0.9rem;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  margin-bottom: 1rem;
  min-height: 36px;
}

.hero h1 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: clamp(1.85rem, 4vw, 3rem);
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 0.75rem;
}

.hero-tagline {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--medium-blue);
  font-size: 1.15rem;
  margin-bottom: 0.85rem;
}

.hero-copy {
  color: var(--muted);
  font-size: 1.05rem;
  max-width: 36rem;
  margin-bottom: 1.5rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
}

.hero-visual {
  position: relative;
}

.hero-visual img {
  width: 100%;
  border-radius: 28px;
  box-shadow: var(--card-shadow);
}

.hero-badge {
  position: absolute;
  left: 12px;
  bottom: 16px;
  background: var(--navy);
  color: var(--white);
  border-radius: 16px;
  padding: 0.7rem 0.95rem;
  box-shadow: 0 10px 24px rgba(11, 31, 77, 0.25);
  max-width: 200px;
}

.hero-badge strong {
  display: block;
  color: var(--gold);
  font-family: var(--font-display);
  font-size: 0.85rem;
}

.hero-badge span {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.9);
}

/* Sections */
.section {
  padding: 4rem 0;
}

.section-sky {
  background: linear-gradient(180deg, #F7FBFF 0%, var(--soft-sky) 100%);
}

.section-white {
  background: var(--white);
}

.section-ribbon {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: 0.45rem 1.2rem;
  border-radius: 999px;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0.02em;
  margin-bottom: 0.85rem;
}

.section-title {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: clamp(1.6rem, 3vw, 2.15rem);
  letter-spacing: -0.02em;
  margin-bottom: 0.5rem;
}

.section-lead {
  color: var(--muted);
  max-width: 40rem;
  margin-bottom: 2rem;
}

/* Gateways */
.gateway-card {
  display: block;
  text-decoration: none;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding: 1.5rem;
  height: 100%;
  border: 1px solid rgba(30, 90, 168, 0.08);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  min-height: 44px;
}

.gateway-card:hover,
.gateway-card:focus {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
  text-decoration: none;
}

.gateway-card img {
  display: block;
  width: 72px;
  height: 72px;
  object-fit: contain;
  margin-bottom: 0.85rem;
}

.gateway-card h3 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.25rem;
  margin-bottom: 0.4rem;
}

.gateway-card p {
  color: var(--muted);
  margin: 0;
}

.gateway-card .chip {
  display: inline-block;
  margin-top: 0.9rem;
  color: var(--medium-blue);
  font-weight: 700;
  font-size: 0.9rem;
}

/* Service cards */
.service-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding: 1.5rem 1.35rem 1.4rem;
  height: 100%;
  border: 1px solid rgba(11, 31, 77, 0.05);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
}

.service-card img {
  width: 84px;
  height: 84px;
  margin-bottom: 0.85rem;
}

.service-card h3 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.15rem;
  margin-bottom: 0.4rem;
}

.service-card p {
  color: var(--muted);
  margin: 0;
  font-size: 0.98rem;
}

/* Why us */
.why-us {
  background: var(--navy);
  color: var(--white);
  padding: 3rem 0;
  position: relative;
  overflow: hidden;
}

.why-us::before {
  content: "";
  position: absolute;
  width: 280px;
  height: 280px;
  right: -70px;
  top: -90px;
  border-radius: 50%;
  background: rgba(242, 201, 76, 0.1);
}

.why-us .section-ribbon {
  background: rgba(255, 255, 255, 0.08);
  color: var(--gold);
}

.why-us .section-title {
  color: var(--white);
}

.why-us .section-lead {
  color: rgba(255, 255, 255, 0.78);
}

.why-item {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 16px;
  padding: 1.25rem 1.1rem;
  height: 100%;
}

.why-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--gold);
  color: var(--navy);
  font-weight: 800;
  margin-bottom: 0.75rem;
}

.why-item h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--gold);
  margin-bottom: 0.35rem;
}

.why-item p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.95rem;
}

/* Form */
.lead {
  padding-bottom: 6.5rem;
}

.lead-card {
  background: var(--white);
  border-radius: 24px;
  box-shadow: var(--card-shadow);
  padding: 1.75rem 1.4rem;
  border: 1px solid rgba(30, 90, 168, 0.1);
}

.form-label {
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.35rem;
}

.required-mark {
  color: var(--red);
}

.form-control,
.form-select {
  min-height: 48px;
  border-radius: 12px;
  border: 1.5px solid #C9D6E8;
  color: var(--ink);
  padding: 0.65rem 0.9rem;
}

.form-control:focus,
.form-select:focus {
  border-color: var(--medium-blue);
  box-shadow: 0 0 0 3px rgba(30, 90, 168, 0.18);
}

.form-control.is-invalid,
.form-select.is-invalid,
.form-check-input.is-invalid {
  border-color: var(--red);
}

.invalid-feedback {
  display: none;
  color: var(--red);
  font-size: 0.85rem;
}

.is-invalid ~ .invalid-feedback,
.form-check-input.is-invalid ~ .invalid-feedback {
  display: block;
}

.form-check {
  min-height: 44px;
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
}

.form-check-input {
  width: 1.2rem;
  height: 1.2rem;
  margin-top: 0.2rem;
  border-color: #C9D6E8;
}

.form-check-input:checked {
  background-color: var(--navy);
  border-color: var(--navy);
}

.form-note {
  font-size: 0.85rem;
  color: var(--muted);
  margin-top: 0.85rem;
  margin-bottom: 0;
}

.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-status {
  display: none;
  margin-top: 0.9rem;
  padding: 0.75rem 0.9rem;
  border-radius: 12px;
  font-weight: 600;
}

.form-status.is-error {
  display: block;
  background: #FDECEC;
  color: #8A1C1C;
}

/* Footer */
.site-footer {
  background: var(--navy);
  color: var(--white);
  padding: 3.2rem 0 2rem;
  position: relative;
}

.site-footer::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: -36px;
  height: 40px;
  background: url("../assets/images/wave.svg") center / 100% 100% no-repeat;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  margin-bottom: 0.8rem;
}

.footer-logo {
  width: 48px;
  height: 48px;
  background: var(--white);
  border-radius: 12px;
  padding: 6px;
}

.footer-name {
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0.04em;
  font-size: 1.2rem;
}

.footer-tagline {
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 0.35rem;
}

.footer-meta,
.footer-copy {
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 0.3rem;
}

.footer-phone-primary {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.35rem;
  text-decoration: none;
}

.footer-phone-primary:hover,
.footer-phone-primary:focus {
  color: var(--gold);
}

.footer-phone-quiet {
  display: block;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.92rem;
  text-decoration: none;
  min-height: 32px;
  margin-top: 0.15rem;
}

.footer-phone-quiet:hover,
.footer-phone-quiet:focus {
  color: rgba(255, 255, 255, 0.88);
}

.footer-links a {
  color: var(--white);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  margin-right: 0.75rem;
  font-weight: 600;
}

.footer-links a:hover,
.footer-links a:focus {
  color: var(--gold);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 2rem;
  padding-top: 1.1rem;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.88rem;
}

/* Sticky CTAs */
.sticky-call {
  position: fixed;
  left: 12px;
  right: 12px;
  bottom: 12px;
  z-index: 1040;
  display: none;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 52px;
  border-radius: 999px;
  background: var(--orange);
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 800;
  text-decoration: none;
  box-shadow: 0 10px 28px rgba(241, 90, 36, 0.4);
}

.sticky-call:hover,
.sticky-call:focus {
  color: var(--white);
  background: #d44a18;
}

.whatsapp-fab {
  position: fixed;
  right: 16px;
  bottom: 78px;
  z-index: 1040;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  display: none;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  box-shadow: 0 10px 24px rgba(46, 125, 50, 0.35);
}

.whatsapp-fab:hover,
.whatsapp-fab:focus {
  color: var(--white);
  background: #246b28;
}

.sticky-call.is-visible,
.whatsapp-fab.is-visible {
  display: flex;
}

body.form-in-view .sticky-call,
body.form-in-view .whatsapp-fab {
  display: none;
}

@media (min-width: 992px) {
  .sticky-call {
    left: auto;
    right: 20px;
    bottom: 20px;
    width: auto;
    padding: 0 1.25rem;
  }

  .whatsapp-fab {
    right: 20px;
    bottom: 84px;
  }

  .lead {
    padding-bottom: 4rem;
  }
}

@media (max-width: 575.98px) {
  .brand-affiliation {
    display: none;
  }

  .brand-name {
    font-size: 1rem;
  }
}

@media (max-width: 991.98px) {
  :root {
    --header-h: 72px;
  }

  .header-ctas .btn-call {
    display: none;
  }

  .hero {
    padding-top: 1.6rem;
  }

  .hero-visual {
    margin-top: 1.75rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .service-card:hover,
  .gateway-card:hover,
  .gateway-card:focus,
  .feature-card:hover {
    transform: none;
  }
}

/* Phase 2: nav dropdown */
.navbar-nav .dropdown-menu {
  border: 1px solid rgba(30, 90, 168, 0.12);
  border-radius: 12px;
  box-shadow: 0 12px 32px rgba(11, 31, 77, 0.12);
  padding: 0.45rem 0.4rem;
  min-width: 260px;
  margin-top: 0.35rem;
  background: var(--white);
}

.navbar-nav .dropdown-header {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 0.72rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 0.55rem 1.1rem 0.25rem;
}

.navbar-nav .dropdown-item {
  color: var(--ink);
  font-weight: 600;
  padding: 0.5rem 1.1rem;
  min-height: 44px;
  display: flex;
  align-items: center;
  border-radius: 10px;
}

.navbar-nav .dropdown-item:hover,
.navbar-nav .dropdown-item:focus {
  background: var(--soft-sky);
  color: var(--navy);
}

.navbar-nav .dropdown-divider {
  margin: 0.4rem 0;
  border-color: rgba(30, 90, 168, 0.12);
}

/* Phase 2: linked service cards */
a.service-card {
  display: block;
  text-decoration: none;
  color: inherit;
}

a.service-card:hover,
a.service-card:focus {
  text-decoration: none;
  color: inherit;
}

.service-card .chip {
  display: inline-block;
  margin-top: 0.9rem;
  color: var(--medium-blue);
  font-weight: 700;
  font-size: 0.9rem;
}

/* Phase 2: inner page hero */
.page-hero {
  padding-top: 2rem;
  padding-bottom: 2.5rem;
}

.page-hero .hero-visual img {
  max-width: 280px;
  box-shadow: none;
}

.usp-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin: 0 0 1.35rem;
}

.usp-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0.5rem 1rem;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 0.78rem;
  letter-spacing: 0.02em;
  text-align: center;
}

.usp-badge-navy {
  background: var(--navy);
  color: var(--white);
}

.usp-badge-accent {
  background: var(--orange);
  color: var(--white);
}

/* Phase 2: icon feature grids */
.feature-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding: 1.35rem 1.2rem 1.25rem;
  height: 100%;
  border: 1px solid rgba(11, 31, 77, 0.05);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
}

.feature-card h3 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.02rem;
  margin-bottom: 0.35rem;
}

.feature-card p {
  color: var(--muted);
  margin: 0;
  font-size: 0.95rem;
}

.feature-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--soft-sky);
  color: var(--navy);
  margin-bottom: 0.8rem;
}

.feature-icon svg {
  width: 28px;
  height: 28px;
}

.feature-icon-red {
  background: #FDECEC;
  color: var(--red);
}

.feature-icon-green {
  background: #E7F5EA;
  color: var(--green);
}

.feature-icon-gold {
  background: #FFF6DE;
  color: #8A6A12;
}

/* Phase 2: promise bar */
.promise-bar {
  background: var(--navy);
  color: var(--white);
  padding: 1.6rem 0;
  position: relative;
  overflow: hidden;
}

.promise-bar::before {
  content: "";
  position: absolute;
  width: 220px;
  height: 220px;
  right: -60px;
  top: -90px;
  border-radius: 50%;
  background: rgba(242, 201, 76, 0.1);
}

.promise-item {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  height: 100%;
  position: relative;
}

.promise-item strong {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--gold);
  font-size: 0.98rem;
}

.promise-item span {
  color: rgba(255, 255, 255, 0.8);
  font-size: 0.9rem;
}

.promise-mark {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}

/* Phase 2: lists, partners, CTA band, prose */
.check-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.check-list li {
  position: relative;
  padding: 0.5rem 0 0.5rem 1.85rem;
  color: var(--ink);
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.8rem;
  width: 11px;
  height: 11px;
  border-radius: 50%;
  background: var(--green);
}

.partner-note {
  color: var(--muted);
  font-size: 0.95rem;
}

.partner-note strong {
  color: var(--navy);
}

.cta-band {
  background: linear-gradient(180deg, #F7FBFF 0%, var(--soft-sky) 100%);
  padding: 3rem 0;
  text-align: center;
}

.cta-band .section-lead {
  margin-left: auto;
  margin-right: auto;
}

.cta-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.7rem;
}

.support-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.55rem;
  margin-top: 1.25rem;
}

.page-prose {
  max-width: 42rem;
}

.page-prose h2 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.35rem;
  margin-top: 2rem;
  margin-bottom: 0.6rem;
}

.page-prose p,
.page-prose li {
  color: var(--muted);
}

.advisor-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding: 1.5rem 1.4rem;
  border: 1px solid rgba(30, 90, 168, 0.1);
  height: 100%;
}

.advisor-card h2 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.25rem;
  margin-bottom: 0.4rem;
}

.contact-quick {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
  margin-bottom: 1.5rem;
}

@media (max-width: 991.98px) {
  .navbar-nav .dropdown-menu {
    border: 0;
    box-shadow: none;
    padding-left: 0.4rem;
    margin-top: 0;
    min-width: 0;
  }
}

/* Header / footer chrome — original PNG lockup + nav polish */
.brand-lockup {
  padding: 0.1rem 0;
}

.brand-logo {
  width: auto;
  height: 46px;
  max-width: min(220px, 52vw);
  object-fit: contain;
  object-position: left center;
  display: block;
  border-radius: 0;
  background: #fff;
}

.footer-brand {
  flex-direction: column;
  align-items: flex-start;
  gap: 0.55rem;
}

.footer-logo {
  width: auto;
  height: 56px;
  max-width: 260px;
  object-fit: contain;
  object-position: left center;
  background: #fff;
  border-radius: 0;
  padding: 0;
}

.navbar {
  min-height: 72px;
}

.navbar-nav.site-nav {
  gap: 0.1rem;
}

.navbar-nav .nav-link {
  padding: 0.45rem 0.95rem;
  letter-spacing: 0.01em;
  transition: background 0.15s ease, color 0.15s ease;
}

.navbar-nav .nav-link.dropdown-toggle {
  padding-right: 1.35rem;
}

.navbar-nav .nav-link.dropdown-toggle::after {
  margin-left: 0.35rem;
  vertical-align: 0.12em;
  border-top-width: 0.32em;
}

.header-ctas .btn-call,
.header-ctas .btn-whatsapp,
.header-mobile-tools .btn-call {
  padding: 0.55rem 1.05rem;
}

.header-mobile-tools .btn-call {
  font-size: 0.88rem;
  padding: 0.5rem 0.9rem;
}

.navbar-toggler {
  border-radius: 12px;
  background: var(--soft-sky);
}

.nav-services-menu {
  padding: 0.75rem 0.65rem 0.45rem;
}

.nav-services-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.35rem 1.1rem;
  padding: 0 0.35rem 0.25rem;
}

.nav-services-col .dropdown-item {
  border-radius: 10px;
  padding: 0.45rem 0.75rem;
}

.nav-services-all {
  font-weight: 800;
  color: var(--navy);
  border-radius: 10px;
}

.footer-heading {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--gold);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-size: 0.78rem;
  margin-bottom: 0.65rem;
}

.footer-services {
  list-style: none;
  padding: 0;
  margin: 0 0 0.75rem;
}

.footer-services a,
.footer-page-links a,
.footer-contact-link {
  color: var(--white);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  font-weight: 600;
}

.footer-services a:hover,
.footer-services a:focus,
.footer-page-links a:hover,
.footer-page-links a:focus,
.footer-contact-link:hover,
.footer-contact-link:focus {
  color: var(--gold);
}

.footer-page-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 1rem;
}

.footer-contact-link {
  margin-top: 0.35rem;
}

.footer-social {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-top: 0.35rem;
}

.footer-social a {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  text-decoration: none;
}

.footer-social a:hover,
.footer-social a:focus {
  color: var(--navy);
  background: var(--gold);
  border-color: var(--gold);
}

@media (min-width: 992px) {
  :root {
    --header-h: 76px;
  }

  .navbar-nav.site-nav {
    gap: 0.05rem;
  }

  .navbar-nav .nav-link:hover,
  .navbar-nav .nav-link:focus,
  .navbar-nav .nav-link.show {
    background: transparent;
    color: var(--navy);
  }

  .navbar-nav .nav-link.active,
  .navbar-nav .nav-link.active:hover,
  .navbar-nav .nav-link.active:focus,
  .navbar-nav .nav-link.active.show {
    background: transparent;
    color: var(--navy);
  }

  .nav-services-menu {
    min-width: 520px;
    margin-top: 0;
    padding: 0.9rem 0.85rem 0.55rem;
    border-radius: 12px;
    border: 1px solid rgba(30, 90, 168, 0.14);
    box-shadow: 0 18px 40px rgba(11, 31, 77, 0.14);
  }
}

@media (max-width: 991.98px) {
  .brand-logo {
    height: 40px;
  }

  .navbar-collapse {
    flex-basis: 100%;
    width: 100%;
    background: var(--white);
    border-radius: 16px;
    margin-top: 0.7rem;
    padding: 0.65rem 0.85rem 1rem;
    border: 1px solid rgba(30, 90, 168, 0.12);
    box-shadow: 0 12px 28px rgba(11, 31, 77, 0.1);
  }

  .navbar-nav.site-nav {
    margin-top: 0.35rem;
    gap: 0.15rem;
  }

  .navbar-nav .nav-link {
    width: 100%;
    border-radius: 12px;
    padding: 0.7rem 0.95rem;
    min-height: 44px;
  }

  .navbar-nav .dropdown-menu {
    width: 100%;
    border: 0;
    box-shadow: none;
    padding: 0.2rem 0.25rem;
    margin: 0.15rem 0 0.25rem;
    background: var(--soft-sky);
    border-radius: 12px;
  }

  .navbar-nav .dropdown-item {
    border-radius: 10px;
  }

  .nav-services-menu {
    width: 100%;
    border: 0;
    box-shadow: none;
    padding: 0.15rem 0 0.35rem 0.35rem;
    margin: 0;
    background: var(--soft-sky);
    border-radius: 12px;
  }

  .nav-services-panel {
    grid-template-columns: 1fr;
    gap: 0.15rem;
    padding: 0.2rem 0.25rem 0.15rem;
  }

  .nav-services-col .dropdown-item,
  .nav-services-all {
    min-height: 44px;
  }
}

@media (max-width: 575.98px) {
  .brand-logo {
    max-width: 46vw;
    height: 38px;
  }
}

/* Header / footer chrome — white logo plate, 2-col services */
.brand-logo,
.footer-logo {
  background: #fff;
  border-radius: 0;
  box-shadow: none;
}

.footer-services {
  display: grid;
  grid-template-columns: 1fr 1fr;
  column-gap: 1.1rem;
}

.footer-social {
  flex-wrap: wrap;
}

/* Calculators */
.calc-pills {
  gap: 0.55rem;
  margin-bottom: 1.75rem;
}

.calc-pills .nav-link {
  min-height: 44px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy);
  background: var(--white);
  border: 1.5px solid rgba(30, 90, 168, 0.18);
  padding: 0.55rem 1.25rem;
}

.calc-pills .nav-link:hover,
.calc-pills .nav-link:focus {
  color: var(--medium-blue);
  background: var(--soft-sky);
  border-color: var(--medium-blue);
}

.calc-pills .nav-link.active {
  color: var(--white);
  background: var(--navy);
  border-color: var(--navy);
}

.calc-card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow);
  padding: 1.6rem 1.4rem 1.5rem;
  border: 1px solid rgba(30, 90, 168, 0.1);
  height: 100%;
}

.calc-kicker {
  display: inline-block;
  color: var(--orange);
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 0.35rem;
}

.calc-card h3 {
  font-family: var(--font-display);
  font-weight: 800;
  color: var(--navy);
  font-size: 1.35rem;
  margin-bottom: 0.45rem;
}

.calc-intro {
  color: var(--muted);
  margin-bottom: 1.15rem;
}

.calc-result {
  background:
    linear-gradient(160deg, #0B1F4D 0%, #1E5AA8 78%, #163f78 100%);
  color: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--card-shadow-hover);
  padding: 1.5rem 1.35rem;
  border: 1px solid rgba(242, 201, 76, 0.28);
}

.calc-result-label {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.03em;
  text-transform: uppercase;
  font-size: 0.75rem;
  margin-bottom: 1rem;
}

.calc-stat {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 1rem;
  padding: 0.7rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.calc-stat span {
  color: rgba(255, 255, 255, 0.78);
  font-weight: 600;
}

.calc-stat strong {
  font-family: var(--font-display);
  font-weight: 800;
  text-align: right;
  color: var(--white);
}

.calc-stat-highlight strong {
  color: var(--gold);
  font-size: 1.15rem;
}

.calc-result-note {
  margin: 1rem 0 0;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.82);
}

.calc-disclaimer {
  color: var(--muted);
  font-size: 0.9rem;
  margin: 1.1rem 0 1rem;
}

/* Advisor portrait — About page */
.advisor-photo {
  width: 250px;
  height: 250px;
  margin: 0 0 1.25rem;
  overflow: hidden;
  border-radius: 50%;
  box-shadow: 0 0 0 3px var(--gold), 0 12px 28px rgba(11, 31, 77, 0.14);
}

.advisor-photo img {
  display: block;
  width: 100%;
  height: 150%;
  max-width: none;
  object-fit: cover;
  object-position: center top;
  background: var(--soft-sky);
}

@media (max-width: 575.98px) {
  .advisor-photo {
    width: 196px;
    height: 196px;
    margin-left: auto;
    margin-right: auto;
  }
}
